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Introduction  Financial stress is no longer a personal issue that employees leave at the door when they arrive at work. It’s a workplace issue with direct consequences on productivity, retention, and overall wellbeing. Nearly half of Canadians say they’ve lost sleep because of financial worries, and nearly one in three report being short of money …

From Stress to Stability: How Employee Benefit Plans Can Ease Financial Pressure Read More »

Introduction  For a long time, the phrase “employee wellness” often meant a free yoga class at lunch or a discounted gym membership. While these initiatives were appreciated, they barely scratched the surface of what today’s workforce actually needs.  Modern employees are facing very different challenges. Rising rates of stress, the financial pressures of inflation and …

Beyond Gym Discounts: What Modern Employee Wellness Really Looks Like Read More »

    Key summary: Side hustles are increasingly common among Canadian employees as a financial safety net. Employers can respond by updating benefits and policies to support financial wellbeing, flexibility, and skill development in today’s multi-income workforce.  Introduction  Side hustles are no longer just about passion projects or entrepreneurial dreams. For many Canadians, they’ve become …

What Side Hustles Mean for Employee Benefits and How Employers Can Adapt Read More »

Key summary: Hybrid work leads to improved health outcomes and fewer sick days for employees. Employers can respond by offering flexible, data-informed benefit plans that better reflect the realities of modern work.  Introduction    Hybrid work is no longer an experiment. It’s the new normal for many Canadian organizations and it’s reshaping the way employees …

Why Hybrid Work Is a Hidden Win for Your Employee Benefit Solutions Read More »

In today’s rapidly evolving workplace, expectations around compensation have shifted. Employees are no longer just looking for a salary. They’re looking for stability, flexibility, and long-term support. That’s why employee benefits plans have become a central part of any competitive employer offering.  But what exactly do modern benefits plans include? And how can you ensure …

What Do Employee Benefits Plans Include for the Modern Workforce? Read More »

When your company is ready to build or rethink its employee benefits plan, one of the most important choices you’ll make isn’t about coverage. It’s about who’s helping you make those decisions: an employee benefits broker or an employee benefits consultant. The two terms are often used interchangeably, but they’re not the same. The difference …

Employee Benefits Broker vs. Employee Benefit Consultant: 5 Key Differences That Matter Read More »

  In today’s workplace, the terms employee benefits and perks are often used interchangeably—but they’re not the same thing. As employers look to attract and retain top talent in a changing labor market, understanding the difference isn’t just helpful—it’s essential.  This distinction goes beyond semantics. It shapes employee expectations, impacts compliance, and affects your bottom …

Employee Benefits Plans vs. Perks: Why the Distinction Matters More Than Ever Read More »

An employee benefits plan isn’t just a box to tick during budgeting season—it’s a core pillar of your organization’s value proposition. When done right, benefits improve employee well-being, strengthen retention, and position your company as an employer of choice. But when benefits are poorly designed or misaligned with workforce needs, the result can be costly—for …

The Top 5 Mistakes Employers Make When Designing Employee Benefits Plans  Read More »

  Attracting great talent is one thing, keeping it is another. In today’s competitive job market, where opportunities are abundant and expectations are higher than ever, organizations must offer more than just a paycheck.  As employee benefits consultants with over 135 years of combined experience, we’ve seen firsthand how a thoughtful, well-executed employee benefits strategy …

 How Employee Benefits Drive Employee Retention: Why Your Plan Matters More Than Ever  Read More »

Introduction  Attracting and retaining top talent takes more than competitive salaries. Employees are increasingly looking for meaningful support in their health, finances, and overall well-being. That’s where a well-designed group benefits insurance program becomes essential.  For employers, group benefits insurance is not just an added expense, it’s a strategic tool for building a healthier, more …

Group Benefits Insurance: Everything Employers Need to Know Read More »