Marcelina Ayow has more than 40 years of experience in insurance and employee benefits. Marcelina spent the last 15 years with a leading insurance organization in the Asia Pacific Region covering clients across 16 countries. Marcelina is adept in serving multi-national and Fortune 500 companies alike. She has gained tremendous Industry knowledge and expertise having assumed many roles in actuarial management with regional oversight responsibilities. Away from her duties at Benchmark, Marcelina enjoys fine dining, classic movies, reading and tutoring her grandchildren. Marcelina leads the technical resource and administrative services team for Benchmark with oversight on all plan design, pricing, claim and reserving experience studies, member services, benchmarking and data analytics.